| Fixed Rate Loans: Fully Amortized Over Term | Conforming | High Balance |
| 30 year | Yes | Yes |
| 25 year | Yes | Yes |
| 20 year | Yes | Yes |
| 15 year | Yes | Yes |
| ARM Products: Two Steps. Fixed Rate Initial Period / Then Interest Rate Adjusted Annually For Balance Of Term | Conforming | High Balance |
| 10/1 ARM | Yes | Yes |
| 7/1 ARM | Yes | Yes |
| 5/1 ARM | Yes | Yes |
